🏦 Trusted by 50,000+ users

Analyze Your Bank Statement Instantly

Upload your bank statement in PDF, CSV, Excel, or HTML format and get detailed financial insights — income, expenses, EMI detection, average balance, and loan eligibility in seconds.

10+Analysis Metrics
100%Private & Local
0₹Completely Free
💰
Monthly Income
₹85,000
📊
Avg Balance
₹1,24,500
🏠
Loan Eligibility
₹21,25,000
Free Perfios Report
Income
Expense
Savings
Food 28%
EMI 35%
Other 37%
What We Analyze

Comprehensive Financial Intelligence

Every metric banks use for loan underwriting — available to you instantly.

💳

Income Detection

Identifies salary credits, NEFT transfers, and other income sources while excluding self-transfers and reversals.

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Expense Analysis

Categorizes all debit transactions into food, shopping, ATM, EMI, utilities, and more with smart keyword matching.

⚖️

Average Balance

Calculates Monthly & Quarterly Average Balance using the RBI-standard 6-date method (1, 5, 10, 15, 20, 25).

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EMI Detection

Spots recurring loan repayments using keyword and pattern matching to calculate your existing EMI obligations.

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Loan Eligibility

Uses the FOIR (50%) rule to estimate your maximum loan eligibility based on net income and existing EMIs.

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Transaction Modes

Classifies every transaction into UPI, NEFT, RTGS, Cheque, or Cash with individual counts and totals.

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Multi-Format Support

Upload statements as PDF, CSV, Excel (.xlsx/.xls), or HTML — all parsed automatically with no conversion needed.

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Balance Deep-Dive Tab

Dedicated Average Balance tab with day-wise balance, 6-date snapshots, monthly trend chart, and min/max tracking.

Process

Three Steps to Financial Clarity

01
📁

Upload Statement

Upload PDF, CSV, Excel, or HTML bank statement. Drag & drop or browse your files.

02
⚙️

Auto Analysis

Our engine parses transactions, classifies them, and performs all calculations locally in your browser.

03
📄

Get Report

View a detailed tabbed dashboard with charts, balance analysis, and loan eligibility. Download as PDF.

Get Started

Upload Your Bank Statement

Supported formats: PDF, CSV, Excel (.xlsx / .xls), and HTML. Statement must include Date, Description, Debit, Credit, and Balance columns.

📄 PDF 📊 CSV 📗 Excel 🌐 HTML

Drag & Drop your bank statement here

or

PDF  |  CSV  |  XLSX / XLS  |  HTML

🔒

Your bank statement is processed locally in your browser. We do not store your financial data on any server. Works 100% offline.

Questions? We're Here.

Reach out for support, feedback, or partnership inquiries.

📧

Email

support@freeperfios.com

💬

Live Chat

Mon–Sat, 9 AM – 6 PM IST

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Twitter / X

@freeperfios